RENT TODAY, OWN TOMORROW!

We give you the keys to homeownership with rent-to-own options

  • Enjoy the benefits of renting your dream home while we help you get mortgage-ready
  • Save hundreds on your monthly rent payment versus a mortgage payment
  • Buy at a pre-agreed price any time after the first year and become a homeowner
Get prequalified

Your pathway to homeownership starts here

Apply Online

Choose from our portfolio of move-in ready homes and apply. It’s fast, easy and it won’t impact your credit score.

move in

Once you’ve signed your lease, pack up and get ready for your moving day - your home is ready for you!

Start Saving

Use this time to improve your credit score, save for your down payment, and get mortgage-ready. We'll support you every step of the way.

Buy When Ready

When you're ready, you can purchase the home at the pre-agreed price. If you decide not to buy, you can continue to rent.

Who’s a good fit for Pathway Homes?

If you can get approved for a traditional mortgage today, we say: Go for it. But Divvy is ideal if…

First-Time Homebuyers

Take advantage of our homebuyer education while preparing to buy the home.

Credit Builders

If your FICO credit score isn't where you'd like it to be, renting-to-own with Pathway gives you the time and opportunity to build your credit while living in the home you plan to buy. If your credit is below 620, talk to us about our partnership with Credit Saint.

Savers

It is currently hundreds of dollars a month cheaper to rent with Pathway than owning at current mortgage levels. This offers a great opportunity to save for a down payment.

Relocators

Try before you buy! If you're new to the area and aren't ready to commit to a home, our program allows you to try out the neighborhood while you rent, with the option to buy when you're ready.

Essential Workers

We're proud to support our health care workers, educators, first responders, and active and retired military personnel with a special discount. Enjoy the benefits of our rent-to-own program at a reduced rate (among other perks) as our way of saying thank you for your service. Click to learn more.

Get prequalified

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